Gaëtan Policard, Founder & President

Gaëtan has spent well over a decade in financial services. He entered the industry in 2013 as a benefits consultant with Centene, one of the country's largest managed healthcare companies, where he learned firsthand how healthcare costs and coverage decisions shape long-term financial outcomes for families. There he only helped solve one of many complex issues seniors face near or in retirement. In 2014 he moved into advisory work with Senior Advisor Corporation, where he rose to Vice President while focusing on retirement and legacy planning for clients across South Florida. He founded Dream Cap Financial in 2016 to build the kind of fiduciary, practice his clients deserved driven by commitment, integrity, communication, and discipline. 

FINRA Series 65 — Investment Adviser Representative
Florida Life, Health & Annuity Insurance License
Florida Mortgage Loan Originator License

Retirement planning for healthcare professionals
Business owner succession and exit planning
Generational wealth transfer and legacy planning
Asset protection strategies
Risk management
Wealth managementa

Gaëtan speaks English, French, Spanish and  Creole reflecting the diverse families and professionals that make South Florida home.

Named Best Financial Planner in Doral, 2026 by Business Rate

 For more than ten years, Gaëtan has supported Project St. Anne, a nonprofit serving children in need in Haiti. He believes financial success carries a responsibility to invest in the people and places that make it possible. 

When he's not meeting with clients, you'll find Gaëtan on the golf course, traveling with his family, or producing music in his home studio. He brings the same curiosity and craft to those pursuits that he brings to his clients' financial plans.