Blog categorized as Personal Finance & Tax Strategy

Fixed annuities are paying 1.5 to 2 points more than CDs right now, with tax-deferred growth. See where rates stand and if locking one in makes sense.

A plain-English breakdown of where interest rates, the stock market, and the job market stand in mid-2026, and what it means for your financial plan.

Mortgage rates dipped to 6.51% this week. See where rates are headed in 2026 and whether it's time to buy or refinance.

Most budgets fail by February — not because people don't care, but because the budget wasn't built to last. This guide breaks down how to create a personal budget that works in the real world, with a step-by-step approach, common mistakes to avoid, and a free downloadable template to make it easy.